How Can I Save on Car Insurance?

July 2, 2022

Get the coverage you need while saving money on car insurance premiums.

1. Bundle your insurance policies

Most carriers will offer a discount if you buy multiple policies from them, such as a homeowners, auto, and umbrella. Insuring multiple vehicles under the same roof can also qualify you for a discount.

2. Stick with the same company

Loyalty can pay – some carriers will offer discounts to long-standing customers. Ask one of our independent agents about your current carrier and policy to learn more. 

3. Keep a good credit score

Maintaining a strong credit score can help bring down insurance costs, as many carriers use credit information to price car insurance policies. Make sure you’re getting the best price by checking your credit score for accuracy on a regular basis. 

4. Take advantage of low mileage discounts

Some carriers will offer discounts to drivers who drive less than the average number of miles per year. Drivers who carpool may also qualify for low mileage discounts.

5. Ask your independent agent about other discounts

You may be qualified, but not benefiting from, carrier-specific discounts for young drivers who are good students, for those who have taken a defensive driving course, or for drivers who are accident-free. 

Car insurance is necessary to protect your financial wellbeing. A conversation with one of our independent agents can help you reach this goal and get the coverage you need while being cost-conscious. 

Renewal coming up soon? Request a car insurance quote here or visit us at 426 N. Pine in Ellensburg.