Property and liability coverage can protect landlords from financial losses. What is landlord insurance? Landlord insurance is financial protection for someone who owns and rents out a property. It can cover physical damage to the dwelling itself, to other structures on your property, and to personal property used to maintain your rental. It can also cover legal […]
August 18, 2022
Special vehicles need special coverage. Cover your prized possessions with classic car insurance. Classic car insurance provides specialized coverages and service options to classic car owners. An independent agent can help you choose classic car insurance coverage that meets your specific needs. What is agreed value coverage? The main difference between regular car insurance and […]
August 4, 2022
Full coverage car insurance provides financial protection over and above your state’s minimum requirements. What’s Full Coverage Insurance? Full coverage car insurance is a term that refers to a package of different coverage types. It isn’t a specific policy, but typically includes liability coverage, comprehensive and collision coverage, plus any other state-mandated car insurance. This […]
August 3, 2022
Ask an independent insurance agent these four questions before signing on the dotted line. 1. Do I have enough coverage? Consult with your independent agent about your state’s minimum limits and any optional coverages offered by your carrier. How much coverage is “enough” depends both on the state you live in and your personal needs. In […]
July 22, 2022
Buying a new car? Here are four ways to bring down the cost of the loan. 1. Improve your credit score If you don’t need to purchase a car right now, consider waiting until your score increases. The closer you can get to a perfect credit score, the closer you get to receiving the lowest […]
July 15, 2022
Save time and money by bundling your insurance policies. 1. Multi-line discounts Most insurance companies that offer more than one type of coverage provide discounts if you buy multiple policies from them. For example, instead of only purchasing car insurance, you would also purchase renters or homeowners insurance from the same company. By bundling policies […]
July 13, 2022
Going independent means more flexibility, choice, and personalization. 1. Save time quote shopping Independent insurance agencies check rates with multiple carriers to give you more options. Instead of calling and visiting multiple agencies and websites, save time by sharing your household information only once and let the independent agent shop around based on your insurance […]
July 7, 2022
Get the coverage you need while saving money on car insurance premiums. 1. Bundle your insurance policies Most carriers will offer a discount if you buy multiple policies from them, such as a homeowners, auto, and umbrella. Insuring multiple vehicles under the same roof can also qualify you for a discount. 2. Stick with the […]
July 2, 2022
Flood insurance offers a layer of protection for your home that stands up to even the worst natural disasters. Here are some reasons why you should consider adding it to your homeowner’s policy. When natural disasters, accidents, or other property-threatening events strike, homeowner’s insurance helps get your life back on track as soon as possible. […]
April 11, 2022
Homeowners insurance is critical for protecting your home and its contents in the event of damage. Learn 5 ways to keep costs down on a new or existing policy. Much like paying for routine maintenance of a vehicle, your homeowner’s insurance policy is meant to do something very important: keep things running smoothly. In the […]
March 14, 2022