A classic car can be an investment, a weekend toy, a renovation project, or all of the above. Consider these four tips before making a purchase decision. Know why you’re buying Before you go shopping, consider the purpose behind your classic car purchase. Are you looking for a good investment or just a good bit […]
September 15, 2022
What is personal umbrella insurance? A personal umbrella insurance policy is additional liability insurance that can provide protection above and beyond the limits of your homeowners, auto, watercraft, or other underlying policy. If the cost of a covered claim exceeds your underlying policy limits, personal umbrella coverage can cover the difference. What does personal umbrella insurance […]
August 22, 2022
Refresh your auto insurance know-how with these ten terms. Liability coverage – if you’re involved in a car accident and found at-fault, auto liability coverage can help pay for someone else’s bodily injuries and property damage. Comprehensive coverage – if you’re involved in a car accident not caused by a collision, auto comprehensive coverage can […]
August 19, 2022
Property and liability coverage can protect landlords from financial losses. What is landlord insurance? Landlord insurance is financial protection for someone who owns and rents out a property. It can cover physical damage to the dwelling itself, to other structures on your property, and to personal property used to maintain your rental. It can also cover legal […]
August 18, 2022
Special vehicles need special coverage. Cover your prized possessions with classic car insurance. Classic car insurance provides specialized coverages and service options to classic car owners. An independent agent can help you choose classic car insurance coverage that meets your specific needs. What is agreed value coverage? The main difference between regular car insurance and […]
August 4, 2022
Full coverage car insurance provides financial protection over and above your state’s minimum requirements. What’s Full Coverage Insurance? Full coverage car insurance is a term that refers to a package of different coverage types. It isn’t a specific policy, but typically includes liability coverage, comprehensive and collision coverage, plus any other state-mandated car insurance. This […]
August 3, 2022
Ask an independent insurance agent these four questions before signing on the dotted line. 1. Do I have enough coverage? Consult with your independent agent about your state’s minimum limits and any optional coverages offered by your carrier. How much coverage is “enough” depends both on the state you live in and your personal needs. In […]
July 22, 2022
Buying a new car? Here are four ways to bring down the cost of the loan. 1. Improve your credit score If you don’t need to purchase a car right now, consider waiting until your score increases. The closer you can get to a perfect credit score, the closer you get to receiving the lowest […]
July 15, 2022
Save time and money by bundling your insurance policies with one carrier. 1. Multi-line discounts Most insurance companies that offer more than one type of coverage provide discounts if you buy multiple policies from them. For example, instead of only purchasing car insurance, you would also purchase renters or homeowners insurance from the same company. […]
July 13, 2022
Going independent means more flexibility, choice, and personalization. 1. Save time quote shopping Independent insurance agencies check rates with multiple carriers to give you more options. Instead of calling and visiting multiple agencies and websites, save time by sharing your household information only once and let the independent agent shop around based on your insurance […]
July 7, 2022