Full coverage car insurance provides financial protection over and above your state’s minimum requirements. What’s Full Coverage Insurance? Full coverage car insurance is a term that refers to a package of different coverage types. It isn’t a specific policy, but typically includes liability coverage, comprehensive and collision coverage, plus any other state-mandated car insurance. This […]
August 3, 2022
Ask an independent insurance agent these four questions before signing on the dotted line. 1. Do I have enough coverage? Consult with your independent agent about your state’s minimum limits and any optional coverages offered by your carrier. How much coverage is “enough” depends both on the state you live in and your personal needs. In […]
July 22, 2022
Buying a new car? Here are four ways to bring down the cost of the loan. 1. Improve your credit score If you don’t need to purchase a car right now, consider waiting until your score increases. The closer you can get to a perfect credit score, the closer you get to receiving the lowest […]
July 15, 2022
Save time and money by bundling your insurance policies with one carrier. 1. Multi-line discounts Most insurance companies that offer more than one type of coverage provide discounts if you buy multiple policies from them. For example, instead of only purchasing car insurance, you would also purchase renters or homeowners insurance from the same company. […]
July 13, 2022
Going independent means more flexibility, choice, and personalization. 1. Save time quote shopping Independent insurance agencies check rates with multiple carriers to give you more options. Instead of calling and visiting multiple agencies and websites, save time by sharing your household information only once and let the independent agent shop around based on your insurance […]
July 7, 2022
Get the coverage you need while saving money on car insurance premiums. 1. Bundle your insurance policies Most carriers will offer a discount if you buy multiple policies from them, such as a homeowners, auto, and umbrella. Insuring multiple vehicles under the same roof can also qualify you for a discount. 2. Stick with the […]
July 2, 2022